HELOC and home equity loan rates have dipped to 2026 lows, presenting homeowners with affordable borrowing options even as spring activity cools.

HELOC And Home Equity Loan Rates Drop To 2026 Low, Act Now
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HELOC And Home Equity Loan Rates Drop To 2026 Low, Act Now

Home equity borrowing has gotten quieter this spring, but rates for HELOCs and home equity loans have nudged down to some of the lowest levels of 2026 in places where home prices haven’t cooled. This piece walks through current averages, why homeowners might prefer a second mortgage to a refinance, how those rates are set,...